Such conditions as the loan amount, interest rate, term are considered individually for each borrower depending on the specifics of the financed transaction, industry specifics, financial and cash flows of the client, creditworthiness of the client and the proposed collateral.

In accordance with the legislation of the Republic of Belarus, the Bank provides the Borrower with information on the full cost of the loan, other fees and charges, as well as the list and amounts of payments related to the Borrower's non-compliance with the loan agreement in each specific case before concluding the loan agreement.

Repayment of the interest is made on a monthly basis and of the loan amount according to the established schedule.

Interest is calculated on the actual outstanding balance of the loan.